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Subject Topic: What does Insurance run you? Post ReplyPost New Topic
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koncept
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Posted: Dec 15 2004 at 5:59am | IP Logged Quote koncept

mines around 180-190 a month but being under 21 makes it suck ass
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been there
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Posted: Dec 15 2004 at 4:52pm | IP Logged Quote been there

Insurance ? I use esurance. I'm in calif. Seems to be cheaper for me.Each person will be diff due to all the variables. good luck,.. 04 crew cab 4x4 with all the options available for the bed.

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BMWTitanMan
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Posted: Dec 17 2004 at 9:15pm | IP Logged Quote BMWTitanMan

I am 25 years old in Fortlauderdale Florida (high insurance for the state)  My Titan runs me about 75.00 a month thru state farm--My BMW 325i about 90.00 
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browndude3649
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Posted: Dec 20 2004 at 10:40pm | IP Logged Quote browndude3649

I got Farmers full-coverage for my titan CrewCab and i pay 540$ every Six months. 29yrs old . Full-time UPS driver no accidents no tickets!! Napa Valley California
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IQ9*
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Posted: Dec 22 2004 at 11:08am | IP Logged Quote IQ9*

I'm with Farmers full coverage for my truck is $523 every 6 months. DMVs are both clean. I'm also sell insurance so the idea that a captive agent is jacking peoples rates is crazy. The agents for State Farm and other captives are not chargeing you a brokers Fee so the company is getting the premium not the agent. If you have an issue with your premium call your agent and ask if you are getting all the discounts aval.-they do change and your agent may be able to get underwriting to approve something for you that is out of the norm. Keep in mind that you need to have an agent/broker to help you get to an underwriter to plead your case. Agents/brokers need customers so rubbing them raw serves no purpose. Call and ask, they should try to help you if at all possible. I am sorry that some of you are having trouble. I hope your agents/brokers can take the time to give you a review to see what they can do to help you.

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CaptainBay3000
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Posted: Dec 22 2004 at 1:22pm | IP Logged Quote CaptainBay3000

I've got USAA, $385 for 6mo.  I'm in TN though, where everything is cheaper than CA. 

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Johnboy
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Posted: Dec 22 2004 at 10:58pm | IP Logged Quote Johnboy

Havent talked to my agent yet after i posted because i got a statement that say i pay roughly 580.00 every six months. THis part of washinton is very crowded and lots of interstate/highway driving is involved.

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IQ9*
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Posted: Dec 27 2004 at 2:40pm | IP Logged Quote IQ9*

Keep in mind the factors and remember your agent has no reason to lose you over "hiding" a credit. I some cases the company rasies or lowers rates them selves and agents are not told everyhouse they insure is effected on a certain date. Still call if you have time and see what else you might be missing or can get. Some companies offer bigger discounts if they have all of your policies. Yes, everything is more expensive in Ca.


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jdmartin
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Posted: Dec 27 2004 at 11:05pm | IP Logged Quote jdmartin

I pay about $100 per month for my crew cab 4x4 and a Buick LeSabre with Allstate, in Tennessee. Never a claim until a couple of years ago when my daughter was in an expensive wreck, which affected my costs somewhat. I also have homeowners with Allstate and though I might be able to get a little cheaper somewhere else I really like my agent and the two claims I've had with them (one vehicle, one home) have been handled very quickly and professionally, so I stick with them.

Insurance is one of those necessary evils that you always think you're paying too much for but are really glad you've got your coverage when you need it.

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Johnboy
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Posted: Dec 28 2004 at 12:24am | IP Logged Quote Johnboy

Thanks all for the information,

It just strikes me odd that this trucks costs more in insurance for me than 15 years ago when i finances a crotch rocket, had tickets and a few crashes under my belt, was in my twenties and was single to boot!

Something just doesnt add up, maybe its the fact that my bikes never cost me 30k either! 

Johnboy



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